Acquire an established Zurich-domiciled Swiss AG with active SRO membership, an approved fiat and crypto financial intermediary business model, existing provider relationships, Swiss governance and AML personnel, and a perpetual fintech platform licence.
Note — this company has active Swiss SRO membership under AMLA. It is not a licensed bank. Software licensing does not confer banking, payment, custody or card-issuing authorisation.
“Digital bank for sale” describes a search, not a regulatory permission. A FINMA-licensed bank, an EU electronic-money institution and a Swiss SRO-supervised non-bank fintech are different businesses. This offer concerns the non-bank company and perpetual software licence described below—not a FINMA banking licence. Verify permissions, provider contracts and the transaction scope for your intended activities.
Compare acquisition, BaaS and software licensing by decision rights and five-year economics, or start with the buy-versus-build acquisition guide.
A Zurich-domiciled Swiss AG incorporated in 1964, with CHF 100,000 fully paid share capital, active SRO membership and an approved fiat and crypto intermediary business model. The Swiss resident director and AML Officer remain in place.
The company holds a perpetual contractual licence to use the fintech platform, without recurring subscription licence fees. Global geographic and unlimited customer rights are subject to the definitive licence. Underlying software intellectual property is not transferred.
Two approved and onboarded EMIs, two additional bank / EMI contacts ready to commence onboarding after completion, and existing relationships with Sumsub, RISK SCREEN, Twilio and Wasabi. Integration status and transferability are confirmed during due diligence.
The approved business model supports fiat and digital asset services through the included software and selected third-party providers. Actual availability depends on provider contracts, deployment configuration and applicable legal and regulatory requirements.
Closed-loop user-to-user transfers within the deployed platform; not a guarantee of instant cross-border bank transfers.
Card, account-to-account and alternative pay-in / pay-out workflows, plus stablecoin settlement across supported networks and connected providers.
Fiat FX and crypto conversion, including crypto–fiat on/off-ramp workflows, with configurable pricing and spreads through connected providers.
Custodial and non-custodial wallet functionality across supported blockchain networks, with provider and custody arrangements subject to due diligence.
Branded virtual and physical Visa or Mastercard programme workflows through integrated third-party issuing providers, subject to contracts and approvals.
Named IBAN account functionality for individuals and businesses through banking or EMI providers; account availability depends on onboarding and provider agreements.
Customer onboarding, account access, transaction history, notifications and self-service for personal and business customers.
Configurable access controls and back-office tools for user management, approvals, reporting and operational oversight.
Pay-in workflows across cards, account-to-account rails and digital assets through supported third-party providers.
Configuration, deployment, integrations and commercial launch proceed under an agreed implementation scope. No fixed launch timeframe or completed integration package is assumed.
API-first connectivity for banking, EMI, liquidity, KYC, screening, card, payment and infrastructure providers. Scope, fees and transferability are confirmed during due diligence.
KYC/KYB, screening, transaction monitoring and case-management workflows through integrated compliance providers, alongside Swiss AML personnel.
Fiat and crypto financial intermediary activities, including VASP activities, within the Swiss SRO AML supervision framework. This is not bank authorisation.
Branding, configuration and custom development under the purchaser’s identity are subject to licence terms, technical feasibility and separately agreed implementation scope.
An established Swiss SRO-supervised non-bank financial intermediary with a perpetual fintech platform licence
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